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DFW Homeowners: What Are Wind & Hail Deductible Buyback Programs and Are They Worth It?

A New Solution for Rising Texas Insurance Deductibles If you’ve renewed your homeowner’s insurance policy recently, you’ve probably noticed a troubling trend: higher wind and hail deductibles. Across North Texas, many insurance carriers have moved homeowners from traditional flat deductibles to percentage-based wind and hail deductibles ranging from 1% to 5% of the home’s insured value. For many homeowners, that can mean paying $8,000, $12,000, $20,000, or more out of pocket

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